About Us

Sarala Development and Microfinance Private Ltd. (Sarala) is a Microfinance company headquartered in Kolkata, Eastern India. Our focus is underprivileged women micro entrepreneurs. We provide microcredit to women micro-entrepreneurs largely ...

What we do

Sarala provides microcredit to women from poor and under privileged families in rural and urban areas. It operates through its branches. The usual branch would consist a front room that ...

What have we done

During the last 4 years ended March 31, 2017, Sarala achieved impressive growth rates:

Item Compound Annual Growth Rate (CAGR)
Assets Under Management (AUM) 169%
Revenues 151%
Borrowers served 200%

Poised to Grow

Sarala has set itself the following goals over the 5 years ending March 2022:

  • AUM to increase 9 fold
  • Revenues to increase 10 fold
  • Profitability (PBT%) to increase 7%
  • Borrowers number to increase 9 fold

Welcome to SARALA

Sarala Development and Microfinance Pvt. Ltd., (Sarala) is a Non-Bank Finance Company (NBFC) licensed by the Reserve Bank of India as a NBFC-MFI. Sarala provides Microfinance solely to women in Eastern India. Sarala differentiates itself with its acknowledged track record of combining Microfinance and Renewable Energy options for its borrowers.

Our Mission is to catalyze empowerment of sustainable women micro-entrepreneurship in under-privileged families across India by providing much needed access to capital.

Our Vision is to be a world class Microfinance Organization that delivers measurable social impact by building sustained trusting relationships with our clients, employees and financial partners.

Our Journey

Sarala is formed as a Not for Profit organization.

2006

Promoters Dr. Arabinda Sinha a retired professor at the New Jersey School of Medicine USA and Pranab Rakshit a finance professional entrepreneur

Sarala enters into Agreement to acquire a NBFC Unnati

2009

The acquisition was with a view to transform into a for profit Non-Bank Financial Company.

Applies for RBI license to function as an NBFC-MFI

2012

Borrowers 2253
Branches 1
Staff 6
AUM INR 9.71 Mill.
Lenders 0

Obtains RBI license as a NBFC-MFI

2014

Borrowers 19478
Branches 12
Staff 63
AUM INR 50.94 Mill.
Lenders 1

All assets and liabilities of Unnati now with renamed company Sarala.

2017

Borrowers 133257
Branches 66
Staff 364
AUM INR 1644.32 Mill.
Lenders 16

Renewable Energy

One of our important initiatives has been in the field of renewable energy. Sarala has been an early entrant and a successful player in financing the acquisition of Solar Lamps.

Renewable Energy

One of our important initiatives has been in the field of renewable energy. Sarala has been an early entrant and a successful player in financing the acquisition of Solar Lamps.

Stories

Inspiring and heartwarming stories of Pratima Burman, Akira Bibi and Kulshan Bibi

Resources

Lenders and Investors click here for…

  • Annual Reports
  • Rating and Grading
  • Business Plan
  • Presentations

Resources

Lenders and Investors click here for…

  • Annual Reports
  • Rating and Grading
  • Business Plan
  • Presentations

Stories

Inspiring and heartwarming stories of Pratima Burman, Akira Bibi and Kulshan Bibi

Our
Partners