Code of Conduct Assessment Summary

The Code of Conduct report for Sarala Development and Microfinance Limited (SDMPL) evaluates the company’s adherence to various code of conduct parameters. The study examines and comments upon the common minimum indicators such as:

  • Sensitive Indicators
  • Integrity and Ethical Behaviour
  • Transparency
  • Client Protection
  • Governance
  • Recruitment
  • Client Education
  • Feedback and Grievance Redressal
  • Data Sharing

SMERA believes that SDMPL exhibits Good performance on COCA dimensions. This document
details SMERA’s approach and methodology for this study and gives observations of its assessment
team while conducting the evaluation. The Approval; Documentation; Dissemination and
Observance (ADDO) framework has been used for assessment and measuring SDMPLs adherence
towards ethical operational practices.

Code of Conduct Assessment

COCA Grading – C2 (Good Performance on Code of Conduct dimensions)

COCA Dimension Scores

SCORES ON PARAMETERS

Code of Conduct Parameters Code % Performance
Sensitive SEN 97%
Integrity and Ethical Behavior IEB 84%
Transparency TRP 93%
Client Protection CLP 89%
Governance GOV 92%
Recruitment REC 92%
Client Education CLE 79%
Feedback & Grievance Redressal FGR 84%
Data Sharing DSR 100%

ADDO Score

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